You’re lying awake at 2 AM, heart pounding as the balance on your credit card haunts every hour of sleep you’re not getting. You’re not just thinking about the numbers – you’re wrestling with guilt, anxiety, and a creeping sense of failure that is beginning to zap your confidence. The emotional burden of debt reaches […]
If you’re staring at a mountain of bills, you’re in good company. More than 80 percent of American adults juggle some form of consumer debt, with the average total balance (mortgages included) topping $94,000. Even those who look financially secure often live beyond their means, swiping credit cards or taking out loans just to stay […]
